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How do I freeze my credit report for free?

Freeze or lift the freeze on your credit report for free by contacting each of the three major credit reporting agencies: You can submit your request online, by phone, or by mail. How long do freeze requests take? Freeze requests: Unfreeze requests: Have a question? Ask a real person any government-related question for free.

Do I need a security freeze on my credit report?

You will need to request a freeze with each of the three credit reporting companies. It is important to know that if you place a security freeze on your credit report, businesses will not be able to obtain a copy of your report in connection with any new applications for credit.

What is a security freeze in Equifax?

Your security freeze restricts access to your Equifax credit report for the purposes of extending credit in your name. When you want to apply for credit, you can temporarily lift or permanently remove your security freeze. If I don’t create an account or if I’m under 18, are there other ways I can place a security freeze?

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